8/3/2023 0 Comments Conjure furniturerisks falling victim to “woke” ideology, which he has defined in interviews as a form of “cultural Marxism.”Įxperts say there is a long history of U.S. Ron DeSantis, Trump’s closest rival for the GOP presidential nomination, has argued the U.S. Marjorie Taylor Greene last week took to Twitter to lambast what she called the “CORRUPT AND WEAPONIZED COMMUNISTS DEMOCRAT CONTROLLED DOJ.” Florida Gov. Other Republicans have piled on with similar messaging. The comments came after numerous campaign emails and social posts in recent months in which Trump has claimed that Biden’s America could soon become a “third world Marxist regime” or a “tyrannical Marxist nation.” He again hit on the Marxist theme days later during a telephone rally with Iowa voters. He added, “If the communists get away with this, it won’t stop with me.” Hours after pleading not guilty in federal court, Trump told a crowd of his supporters at his golf club in Bedminster, New Jersey, that Biden, “together with a band of his closest thugs, misfits and Marxists, tried to destroy American democracy.” That hasn’t mattered to Trump and other Republicans, who for years have used hyperbolic references to the associated political ideologies to spark fears about Democrats and the dangers they supposedly pose. The rhetoric is both inaccurate and potentially dangerous because it attempts to demonize an entire party with a description that has long been associated with America’s enemies.Įxperts who study political messaging say associating Democrats with Marxism only furthers the country’s polarization - and is simply wrong: Biden has promoted capitalism and Democratic lawmakers are not pushing to reshape American democracy into a communist system. ![]() Trump has used the labels since he first appeared on the political scene, but it lately has become an omnipresent attack line that also has been deployed by other Republicans. It also has a pouring insert for ease of sprinkling.NEW YORK (AP) - Lashing out after his arraignment on federal charges last week, Donald Trump took aim at President Joe Biden and Democrats with language that seemed to evoke another era: He was being persecuted, he said, by “Marxists” and “communists.” Comes in a 100 ML amber glass oblong flask with black ribbed closure and tamper evident seal to prevent leakage. Among other things, it contains rusty nails, Spanish Moss and Creosote and smells to high heaven, as any powerful War Water should. Voodoo Mama's War Water is a proprietary blend based on a traditional New Orleans recipe available exclusively at Creole Moon. War water can also be used as a curse reversal by sending malevolent energy back to its source. Nowadays, that could get you a terrorist charge, so stick to sprinkling it around your enemy's home and yard instead. Originally, a bottle of war water would be hurled at the front door or porch of an enemy to cause disharmony and bad luck in the home. War Water is also purportedly used for creating household disharmony and chaos, making everyone in the household argue and fight one another. In traditional modern hoodoo, root workers employ War Water in foot track magick which causes poisoning through the feet. Keep your special elixir in a cool place, even the refrigerator where it will stay good indefinitely. Using a cobalt blue or purple bottle, collect droplets of dew from plants such as clover, iris, honeysuckle, roses, lemon verbena, hawthorn, daisies and violets each morning. Another version of the magickal May Dew entails collecting dew water from magickal plants and herbs throughout the entire month. It was long a popular belief in Eastern and Western Europe, that a maiden, washing herself with dew from the hawthorn on the first day of May at daybreak, would preserve her beauty for ever, the activity repeated annually, of course. Finally, an old Sicilian custom involves making crosses out of mugwort and placing them on the roof of your home on Ascension Day it is believed Jesus will bless the home during the night. If not, bad luck will ensue until the following Ascension Day. If the crickets chirp during the day it is a good omen. ![]() While stroking, one would say:Ī rather curious custom related to Ascension Day (May 29) involves giving friends and family crickets for good luck. This was only effective in the month of May. ![]() An old cure for a sty in the eye was to stroke it with the tail of a tortoise-shell cat-still attached.
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8/3/2023 0 Comments Rectangle pool images![]() I didn’t know how soon we would be able to afford our own in-ground pool for our backyard, but I wanted to make sure I saved my inspiration pools when the time came! My pool design search started a couple years ago – I saved as many modern pool designs I could find on Pinterest, Instagram, Google Images, local pool companies websites, you name it. Gorgeous Modern Swimming Pool Designs - Ideas for In Ground Swimming Pools ![]() Save or pin these pool images for ideas for your in ground swimming pool. Indoor pools require servicing every two weeks to check chemical levels, backwash and carry out routine maintenance (this can be done by owners or professionals).Are you looking for ideas for your own modern swimming pool in your backyard? These are my favorite gorgeous modern swimming pool designs! I designed our modern rectangle pool from these beautiful inspiration pool designs. They then take between two and three weeks to recommission in the late spring. Generally, an indoor pool is more expensive to run than an outdoor pool put to sleep during the winter, although it’s often a good idea to keep the heating and cleaning systems ticking over at a low level throughout the cooler months. ![]() Compass Pools estimates from £180,000 to build a medium-sized indoor pool with a cover. If aiming for a fully tiled natural pool with an automatic pump and an air-source heating system, budgets start from £150,000. Two approaches that will help to keep costs down are opting for a prefabricated design and keeping the pool at one depth (deep ends are expensive to build and heat). Ben Horne of Middleton Advisors estimates a traditional outdoor pool to cost between £85,000 and £150,000. For a no-frills in-ground pool, a PVC liner option will cost from £35,000. In the UK, costs to install an outdoor swimming pool vary significantly according to the style, finish and the infrastructure surrounding it. Other variables include site access, heating, automatic safety covers, water treatments, lighting and paving materials.’ A vinyl-lined pool may cost $50,000, while a concrete or tiled pool of the same size will be $60,000. ‘The price of a pool is based on many factors. If you're wondering how much does it cost to build a pool, Tom Holman explains: Chlorine-free pools are perfect for those with sensitive skins, are better for health and the environment. Salt-water pools use electrolysis to produce just enough chlorine to disinfect the water, but they cost more to build as the mechanism for cleaning the water is more complicated. It’s inexpensive to buy and easy to use but there are alternatives including ionisation, ultra-violet and active oxygen treatments which can be used to assist or complement chlorine. Water-cleaning optionsĬhlorine is still the best-known and most widely employed solution for keeping the water clean. Whatever the choice, try to integrate the pool into the surroundings. There are three main construction options: a waterproof reinforced concrete shell a PVC liner and a fiberglass or ceramic molded shell which is lowered into a pre-excavated hole. A striking planting scheme can be the use of one species of grass mixed with clipped evergreen topiary.’ What to consider when planning a swimming pool If trees are required, plant those that do not drop fruit or leaves throughout the summer. ‘We often tie in the planting to the rest of the garden. ‘A generous border of hard landscaping around the whole pool allows for sun loungers and the ability to walk without worrying about getting to the edge.’ He recommends using the same paving used elsewhere in the backyard but with a suitable non-slip finish such as bush-hammered or flamed. Safety around a pool is paramount so making sure that the surrounding surface is non-slip is essential, says landscape designer Marcus Barnett. 8/3/2023 0 Comments August lock alexa![]()
8/3/2023 0 Comments Python bokeh exampleThe line method then draws a line between our coordinates, which is in the shape of a square. Here we can specify both the X range and Y range of the graph, which we set from 0 to 4, which covers the range of our data. The figure function instantiates a figure object, which stores the configurations of the graph you wish to plot. Here we specify the x and y coordinates for points, which will be followed in sequence when the line is being drawn. Furthermore, there might be 'alternative' or additional functionality that would be commented out, but you can try running it by uncommenting those lines. Note: Comments in the codes throughout this article are very important they will not only explain the code but also convey other meaningful information. In this part, we will be doing some hands-on examples by calling Bokeh library's functions to create interactive visualizations. the version gets printed, then you can go ahead and use bokeh library in your programs. If the above command runs successfully i.e. Simply go to your terminal or command prompt and run this command:Īfter completing this step, run the following command to ensure that your installation was successful: $ bokeh -version Note: If you choose this method of installation, you need to have numpy installed in your system alreadyĪnother method to install Bokeh is through Anaconda distribution. If you have pip installed in your system, run the following command to download and install Bokeh: $ pip install bokeh The easiest way to install Boken using Python is through pip package manager. What distinguishes Bokeh from these libraries is that it allows dynamic visualization, which is supported by modern browsers (because it renders graphics using JS and HTML), and hence can be used for web applications with a very high level of interactivity.īokeh is available in R and Scala language as well however, its Python counterpart is more commonly used than others. as they are very popular python libraries for graphics and visualizations. Most of you would have heard of matplotlib, numpy, seaborn, etc. ![]() In this tutorial, we're going to learn how to use Bokeh library in Python. 8/2/2023 0 Comments Landscape lighting supplies![]() If you are looking to upgrade your system or add more outdoor landscape lights to your existing yard lighting, garden lighting or outdoor lighting feel free to scroll down and see a sampling of the quality outdoor landscape lighting products we offer that are fully supported. ![]() Recent Landscape Lighting Reviews in The Woodlands Houston Gate Landscaping 5. Compare quotes and choose the best pro for the job. ![]() Within moments, match with highly-rated local pros. Start matching Matching on Angi Share some details about your home project. Once this battery fails it cannot be replaced and your transformer will often just fail. There are 44 highly-rated local landscape lighting companies. Smart 200 Watt Landscape Transformer Powered by Hubspace Smart wireless Hampton Bay 200-Watt low voltage Smart wireless Hampton Bay 200-Watt low voltage landscape transformer using our HUBSPACE APP allowing for seamless WiFi setup and controllability of your homes landscape lighting system. The Malibu digital landscape transformers have a small battery attached to the circuit board that maintains the program. Landscape Lighting, Outdoor Lighting, Advantage Light Source, Best Quality Lighting, Corona Lighting, Dabmar Lighting, Focus Lighting, Kim Lighting. The companies that sell the product are not lighting companies, just companies trying to make a quick buck and they will not be there to support you. If you are looking for warranty support that is no longer available. Landscape & Architectural Lighting Voltage Drop Calculator While advanced LED fixtures draw less voltage than standard base lamps, FX Luminaire recommends preparing for your next lighting system installation by first calculating the voltage drop. WMS-S-50K-WH Step Light, Prismatic Lens, Square, 6W, White - 5000K - 4400 Lm. Many of these products are now found on the big huge web site sold by companies that purchased this old inventory some made as far back as 2009. Landscape Lighting Sort by Show 24 36 48 View as 215.98 USD Halo H2925TW 20W Incandescent Wet Location Brick/Aisle Light - Brown Halo Sold out 72.99 USD Westgate Mfg. Malibu Lighting owned by Brinkman Corporation went out of business and all remaining inventory and pallets of returned items came up for bankruptcy auction on Feb 17th 2016. 8/2/2023 0 Comments Xero app for receipts![]() But keep in mind that what ReceiptBank is offering is the technology behind the automatic extraction of the receipt data, saving a ton of time for businesses. Just chiming in from some of the comments regarding Xero & I agree that the workflow of running basic expense reimbursements via Xero could do with some work, and it sounds like the team at Xero are working on that. Well done Receipt Bank, can’t wait to see where you will be in another three years! Check out just one story here:Īs you can see, a lot has changed in three years for Receipt Bank and Xero, but one thing has stayed the same – we are delighted to have them as an Add-on partner. The most impressive development at Receipt Bank over the past three years however, is the unique way they have worked with Xero accounting and bookkeeping partners. Receipt Bank’s integration with Xero enables you to create both an expense report for staff reimbursements and also a draft sales invoice for oncharged costs. Receipt Bank creates attachments on all the documents it can in Xero – receipts, bills (accounts payable invoices) and spend money transactions (bank transactions), so you have a complete audit trail. pdf files – perfect for purchase invoices that need to be split across different accounts. Receipt Bank automatically splits line item details for original. It was a huge leap forward when Receipt Bank recently announced they can now populate Xero with invoice line item details. In the UK the term ‘receipts’ covers everything – expense receipts, accounts payable invoices etc, but in other parts of the world, it might not be quite as obvious that Receipt Bank supports receipts on expense claims but also accounts payable invoices and spend money transactions. Well, three years on and Receipt Bank are now the most popular add-on for Xero, and recipients of a number of Xero awards.Īs much as I love the original blog post (the cheesy background music on the video!), I thought it might be time to do a quick refresher, and cover some of the less obvious, and new features that Receipt Bank provides: When I started at Xero just over three years ago, one of the first Xero Add-ons I assisted with certifying was from a small little UK startup app called Receipt Bank. 8/2/2023 0 Comments Seashore movie inw hat langage![]() " 'L'Etranger De La Plage': Love story adaptation is missing its heart". "Boys' Love Anime Film The Stranger by the Shore Heads to Funimation". "Funimation Streams The Stranger by the Shore Boys-Love Anime Film on July 9". "Umibe no Étranger Boys-Love Anime Film Reveals Cast, Staff, September 11 Opening". ^ a b Pineda, Rafael (March 30, 2020).Kim Morrisy of Anime News Network gave the film a B- rating, and stated "I think that it needed more time to develop its characters, especially Mio, more effectively, but there were tantalizing glimpses of a satisfying love story here." Matt Schley from The Japan Times rated the film 2.5 out of 5, and stated "In adapting the excellent manga, the team behind this film have proved once again that more is less." Notes Funimation acquired the streaming rights for the film, and released on its website in the United States, Canada, United Kingdom, Ireland, Australia, New Zealand, Brazil and Mexico on July 9, 2021. The film was released in theaters in Japan on September 11, 2020. In July 28, 2020, it was announced that Japanese band Mono no Aware provided the theme song for the film, titled "From the Bottom of My Heart" ( ゾッコン, Zokkon). On March 31, 2020, Taishi Murata and Yoshitsugu Matsuoka were cast as Shun and Mio respectively. Fuji TV's new boys' love ( yaoi) anime label, Blue Lynx handled the development of the film. In October 15, 2019, it was announced that an anime film adaptation of Kanna Kii's L'étranger de la Plage manga was in development, with the film being directed and written by Akiyo Ohashi at Studio Hibari, while Kii had provided the character designs. Three years later, Mio returns to face his feelings. ![]() The two grows closer together, but Mio unexpectedly leaves Okinawa. In a remote island of Okinawa, Shun, a gay aspiring novelist meets Mio, a high school boy who lost his parents at an early age. įunimation acquired the streaming rights for the film, and released on its website on July 9, 2021. The film was released in Japan on September 11, 2020. The film is written and directed by Akiyo Ohashi, and produced by Studio Hibari. Not Rated but contains sexual situations.The Stranger by the Shore is a 2020 Japanese animated romance film based on L'étranger de la Plage manga series written and illustrated by Kanna Kii. The final shot would indicate there is something deeper happening with Martin, but the filmmakers walk too much into blurriness to have it be clear. Their flirtations and eventual scene of intercourse are sexy to watch, but there isn't much more to it. It was a very telling joke or prank to do in this movie. Once the camera moved to reveal what the hands were doing, it showed that people weren't masturbating but doing something else silly. It's funny as it was reminiscent of a joke that people on Chatroulette did, where people were getting tricked into thinking they were watching others masturbate. By the jerky movements and by the way they're framed, so you can't see their hands, it seems as if the two boys are mutually masturbating. That's made abundantly clear in an early scene when the two boys are sitting on a couch side-by-side and playing a video game very aggressively. Obviously, the filmmakers build to Martin and Tomaz's eventual copulation. ![]() Several scenes wordlessly indicate his disinterest with sex with women and his preference for leering at shirtless men like a friend named Bento or even Martin himself. What Matzembacher and Reolon make less blurry is the fact that Tomaz is gay. Matzembacher and Reolon have this recurring trick of having characters in the foreground then walk into a blurry background, and narratively, whenever Martin dealt with his family, it was the equivalent of walking into a blurry background but not as compelling. It becomes obvious that there was some kind of family issue that had caused some strife or distance, but we never learn what it is, or any real details about it. He doesn't even ask or try to investigate, and that's what's most frustrating. He has to go to his grandparents' house in order to do something or get something, but he doesn't know why or what even the "something" is. Martin, played by Mateus Almada, goes to this empty house in order to have easy access to his grandparents. Play THE ALMOND AND THE SEASHORE + XMAS Archive + ALL NEW MOVIE REVIEWS (CELLULOID DREAMS) 12/15/22 by TIM SIKA (Celluloid Dreams The Movie Show) on desktop. ![]() The other boy named Tomaz is younger who dyes his hair blue and does sketch drawings. There is an older boy named Martin who is old enough to drive and to get into nightclubs, but still looks like he's a teenager. Written and directed by Filipe Matzembacher and Marcio Reolon, the film follows two young boys as they travel to an empty house and stay there for a couple of days. 8/2/2023 0 Comments Tidal basin dc depth![]() The fleeting beauty and serene ambiance make this a must-visit destination for any photography enthusiast. Don't be afraid to get up close and capture the intricate details of the petals, revealing their fragile elegance.Īs the cherry blossoms bloom around the Jefferson Memorial, nature presents an unparalleled canvas for photographers to capture breathtaking images. Utilize leading lines to guide the viewer's gaze towards the focal point and incorporate reflections from the Tidal Basin to add depth and dimension to your images. Frame the Jefferson Memorial alongside the cherry blossoms to showcase the juxtaposition of man-made beauty against the delicate blooms. To create stunning visuals, consider experimenting with different compositions and perspectives. Shooting during sunrise and sunset offers the best lighting conditions, with soft golden hues casting a magical glow on the blossoms, enhancing their allure. The National Park Service provides an annual prediction of the bloom dates, allowing you to plan your visit accordingly. Typically, this occurs in late March to early April. To maximize your photography experience, it's crucial to visit the Jefferson Memorial at the peak of the cherry blossom season. It's a perfect opportunity for photographers to capture the essence of nature's beauty through their lenses. As the soft petals dance in the gentle breeze, the symphony of colors and fragrances evokes a sense of serenity and wonder. Delicate pink and white petals blanket the surrounding trees, creating a breathtaking backdrop for photographers. The Jefferson Memorial, nestled along the Tidal Basin, is a sight to behold during the cherry blossom season. In this post, I invite you on a photographic journey through the vibrant blooms, sharing invaluable tips to ensure you capture the essence of this stunning spring spectacle. as the city unveils the captivating cherry blossoms surrounding the iconic Jefferson Memorial. Immerse yourself in the ethereal charm of Washington, D.C. Visit the National Park Service's Washington Monument page for more information.Cherry Blossoms at the Jefferson Memorial The Smithsonian Metro stop is closest to the monument. (There is a $1 nonrefundable service charge for each ticket.) Some same-day tickets are distributed daily on a first-come, first served basis. ![]() Free timed-entry tickets can be reserved up to 30 days in advance via. ![]() The monument itself is open to visitors every day from 9 a.m. You can explore the attraction's exterior for free 24 hours a day, but National Park Service rangers are only available from 9:30 a.m. Nowadays, you can ride one of the monument's glass-encased elevators to the top observation deck to enjoy 360-degree views of the city, which invariably impress visitors. Standing just shy of 555 ½ feet, the Washington Monument was the tallest structure in the world at its completion in 1884. Head over to the National Park Service's official Tidal Basin page for additional information.Įven if you're only in town for a short trip, visiting the Washington Monument and the White House – two marble symbols of the U.S. If you're planning a summertime visit, brace yourself for the city's stifling heat with plenty of water. Cyclists can use Capital Bikeshare, which has a few docking stations in the vicinity. You can also take the National Mall bus line of the DC Circulator to the area. ![]() If you're relying on public transportation, the easiest way to reach the Tidal Basin is by Metro the closest stops are Smithsonian (on the Blue, Silver and Orange lines) or L'Enfant Plaza (accessible from the Blue, Silver, Orange, Yellow and Green lines). A memorial to Virginia Declaration of Rights author George Mason, also stands nearby. depending on the time of year.Įven if you don't make it to town for the cherry blossoms, you won't want to miss the three major memorials that can be found along the Tidal Basin's shores: the Thomas Jefferson Memorial, the Franklin Delano Roosevelt Memorial and the Martin Luther King Jr. You can pick up a paddle boat every day starting at 10 a.m. Paddleboats are available to rent from spring until fall for $32 per hour for a four-passenger boat. You can follow the path that leads around the basin, but recent visitors recommended testing the waters in a paddleboat. Every spring, the Tidal Basin bursts with color as cherry blossom trees (gifted to the city from Tokyo) bloom into cotton candy-colored tufts, and they attract hordes of visitors. Constructed to use the strong tides of the Potomac River to clear silt from the Washington Channel and to maintain steady water levels in the Lincoln Memorial Reflecting Pools, it now also serves as the backdrop to some of D.C.'s best-loved sites. before, plan to spend some time along the Tidal Basin, an approximately 107-acre pond encircled by a 2.1-mile loop trail. Rodriguez knew Bowden's father, Bobby Bowden, because he had worked at his camps during summers. Rodriguez left Glenville State at the end of the 1996 season to be assistant coach, offensive coordinator, and quarterback coach for Tulane University from 1997 to 1998, under head coach Tommy Bowden. Glenville State's four championships under Rodriguez were their first since 1959 while his players' set five national career records for Division II. While at Glenville, Rodriguez compiled a record of 43–28–2 and was named WVIAC Coach of the Year in 19, NAIA National Coach of the Year in 1993, and West Virginia State College Coach of the Year in 1993 by the West Virginia Sports Writers Association. In Rodriguez's final season at Glenville, 1996, he led them to a Co-Championship once again. The next two years, 19, Glenville finished as WVIAC Co-Champions. In 1991, Glenville improved to 4–5–1, then 6–4 season in 1993, Rodriguez led Glenville to a 10–3 record and the WVIAC Championship and NAIA runner-up. His first season, 1990, he led the team to a 1–7 record. ![]() During his stay from 1990 to 1996, the team earned three consecutive West Virginia Intercollegiate Athletic Conference (WVIAC) championships and competed in the 1993 NAIA national championship. Glenville State, Tulane, and Clemson Īfter Rodriguez's return to WVU as a volunteer coach with the outside linebackers for the 1989 football season, he left again to take over as head coach at Glenville State College. In 1989, he returned to West Virginia University as a volunteer assistant. He was 2–8 in his first season as head coach, after which the college announced it was dropping its football program. At 25 years old, he was the youngest college head coach in the country. In 1987, he became Salem’s defensive coordinator and in 1988 took over as head coach. In 1986, he was hired by Salem College (now Salem International University) where he was special teams coordinator and secondary coach. Playing as a defensive back, he recorded 54 career tackles over three seasons.Ĭoaching career West Virginia and Salem ĭuring the 1985 season, Rodriguez was a student assistant under head coach Don Nehlen and graduated with a Physical Education degree. ![]() After high school, Rodriguez attended West Virginia University. Playing career Ī native of Grant Town, West Virginia, Rodriguez graduated from North Marion High School in 1981 where he played four sports and was an all-state football and basketball player. In 2011, Rodriguez worked as an analyst for CBS Sports. His career college football coaching record stands at 172–121–2. Rodriguez previously was the head football coach at Salem University (1988), Glenville State College (1990–1996), West Virginia University (2001–2007), the University of Michigan (2008–2010), and the University of Arizona (2012–2017). He is the head football coach at Jacksonville State University, a position he has held since the 2022 season. ɡ j ɛ z/ born May 24, 1963), also known as Rich Rod, is an American college football coach and former player. If you will be good enough maybe even Obama and Putin take part in this tournament.2× Big East Coach of the Year (2003, 2005) Can you score better than Puyol, Xavi or Iniesta?ĭefensive part of game relies highly on your goalkeeper skills, try to beat bulletproof achievements like Buffon, Kahn or Howard. Play solo like Neymar or dribble like Maradona, Ronaldinho, Davids, Falcao or Persie.īig heads allow you to score from the air, but not with Hand of God. Show your football skills, bend it like Beckham, kick free kicks like Ronaldo or Roberto Carlos, handle the ball like Messi, Zidane, Raul, Figo, Rooney or even Pele. Multiplayer, splitscreen for two players on single device 10 special bonus game - chewing gum, ice, slime, money, large and small ball, gypsum, super power, speed, spring Upgrade your skills & unlock new characters as you collect coins for each goal and victory. Watch mexican waves pushing your skill to the max. Use the slime, ice, and gum to your advantage!įeel the atmosphere of Brazil in Puppet World, great football stadiums in Brasilia, Rio de Janeiro, Belo Horizonte, Sao Paulo and Fortaleza in this epic tournament. ![]() The path to victory is never easy, so unlock bonus’ that will drastically increase your teams chances at a Gold Medal! Aim your headers and perfect your kicks to destroy your opponents. With over 32 countries and 90+ individual players, this 2014 world tournament football game will challenge the most sophisticated players! Do you have what it takes? Tactically play offense and defense as you ascend the Championship 2014 ladder! Smash the football and score goals in this addicting soccer game! Pick your favorite team and play as a famous footballer. How Much Money Can I Get from a Reverse Mortgage?Ī reverse mortgage is a home equity loan option for homeowners who are 62 years of age and older. Differences Between Conventional Loans and Reverse Mortgages.Why Isn’t My Reverse Mortgage Loan Amount Equal to the Full Value of My Home?.Understanding Reverse Mortgage Calculations.How Much Money Can I Get from a Reverse Mortgage?.In addition, you’ll receive an in-depth schedule that describes how much you’ll pay towards principal and interest each month and how much outstanding principal balance you’ll have each month during the life of the loan.Use this guide to reverse mortgage calculations to help understand: The calculator will tell you what your monthly payment will be and how much you’ll pay in interest over the life of the loan. ![]() You can also add extra monthly payments if you anticipate adding extra payments during the life of the loan. To use the calculator, input your mortgage amount, your mortgage term (in months or years), and your interest rate. Figure out how much equity you have in your home.See how much interest you have paid over the life of the mortgage, or during a particular year, though this may vary based on when the lender receives your payments.Determine how much extra you would need to pay every month to repay the full mortgage in, say, 22 years instead of 30 years.Determine how much principal you owe now, or will owe at a future date.This means you can use the mortgage amortization calculator to: How much time you will chop off the end of the mortgage by making one or more extra payments.How much principal you owe on the mortgage at a specified date.How much total principal and interest have been paid at a specified date.How much principal and interest are paid in any particular payment.How do you calculate amortization?Īn amortization schedule calculator shows: A portion of each payment is applied toward the principal balance and interest, and the mortgage loan amortization schedule details how much will go toward each component of your mortgage payment. The loan amortization schedule will show as the term of your loan progresses, a larger share of your payment goes toward paying down the principal until the loan is paid in full at the end of your term.Ī mortgage amortization schedule is a table that lists each regular payment on a mortgage over time. Initially, most of your payment goes toward the interest rather than the principal. The downside is that you’ll spend more on interest and will need more time to reduce the principal balance, so you will build equity in your home more slowly. With a longer amortization period, your monthly payment will be lower, since there’s more time to repay. Over the course of the loan, you’ll start to have a higher percentage of the payment going towards the principal and a lower percentage of the payment going towards interest. If you take out a fixed-rate mortgage, you’ll repay the loan in equal installments, but nonetheless, the amount that goes towards the principal and the amount that goes towards interest will differ each time you make a payment. ![]() Over the course of the loan term, the portion that you pay towards principal and interest will vary according to an amortization schedule. ![]() Each month, your mortgage payment goes towards paying off the amount you borrowed, plus interest, in addition to homeowners insurance and property taxes. |
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